A typical renters insurance policy might offer the following coverage. Click on each of the terms to find out what they mean:

Coverage Limits
Personal Property Protection	$35,000 Limit
Loss of Use Coverage	$5,000 Limit
Family Liability Protection	$100,000 Limit
Guest Medical Protection	$1,000 Limit
Additional Policy Features
Property Deductible	$250 All Perils
Replacement Coverage All Risk Coverage (Exclusions: Flood, Earthquake, War, Nuclear Accident)
Total Cost/Premium	$279 per year