Key Terms

Auto insurance: Insurance that protects you and your car. Depending on the type, it can pay for damage to your car. It can also pay for damage to someone else's car, and even medical bills.

Collision insurance: Auto insurance that pays to repair your car if you are involved in an accident.

Comprehensive insurance: Auto insurance that pays for damage to your car that is not caused by an accident. This includes weather-related damage and vandalism.

Coverage: The amount of insurance you have to protect you in certain situations.

Discount: Ways insurance companies allow you to save on your premiums. By doing things like taking a driver safety course, you save money.

Driver's License: A permit that allows you to drive. It is issued by the state in which you live, after passing the required tests.

Driving rehabilitation specialist: A person trained in the effects of aging and certain health conditions has on driving. They can evaluate older drivers and work with them on changing their driving habits to compensate for aging.

Liability insurance: Auto insurance that pays for damage and injury you cause another person or car.

Older model car: A car that is at least five years old and has depreciated in price.

Safety features: Things like seat belts and airbags that are added to cars to make driving them safer.

State minimum insurance requirements: Many states require drivers have a minimum amount of insurance. In most cases, that is liability insurance, which pays for any damage you cause another person or their car.