Understanding the Basics of an Auto Insurance Policy

The Basics

What Your State Requires

Credit Matters

Content for Seniors

Common Questions

Key Terms

Why do I need auto insurance?

What's the difference between bodily injury insurance and personal injury protection?

Why do I need "uninsured motorist" insurance if I'm buying insurance?

Auto insurance policies are often described using numbers and insurance lingo, which can be confusing -- but it doesn't have to be. Click on any of the numbers or terms to find out what they mean.