How Your Credit Affects Your Insurance Costs

Learn how your credit affects your auto and home insurance rates. Click on the links below for more information.

Common Questions About Credit and Insurance
Get answers to common questions, from credit reports and scores to dealing with bad credit and no credit.

Understanding Your Credit Report
Find out how insurance companies look at your credit report. Learn how to order credit reports and fix mistakes.

Improving Your Credit
Learn how to fix bad credit and build a positive credit history.

Key Terms
Get definitions for key insurance and credit terms.

How Much Good Credit Can Save You
Find out how your credit changes your insurance rates. Get 6 examples of how credit affects single people and families.

What Your State Requires
Every state has different rules about how insurance companies can use your credit history. Find out what each state requires.